Category Archives: Spending

Hang Time

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If you have a teen, do they like hanging out with you?

Are you laughing? I know my teens like to spend some time with their dad and I, but if given the choice, they’d rather be doing something else — hanging out with friends, watching TV, being online, or just alone in their room.

My oldest and I have bonded over the years over sports — collegiate sports specifically. He and I have watched UW (the local home team school) make it all the way to the National Championship game. I was sent an invitation by the school ( unsure how I got on list) to come to a viewing party on campus free of charge. I quickly grabbed four tickets thinking my oldest would want you to go with his friends.

As the game approached I asked him who he was going to go with. It surprised me when he said, “You’re going to come with me, right?” I let him know that of course I would join him, but had assumed he’d rather be there with his friends, not his old mom. 🥰

We ended up going to the viewing party and got to cheer on the team together. It was a bit surreal watching the game on an oversized scoreboard with 4,000 other people. It felt like being in the stadium, but also didn’t. Unfortunately, UW lost, which was disappointing but not heartbreaking for either of us. It was a great memory for me, and hopefully a fun time for my son.

Teens push us away as they get older and crave more independence, I’m grateful my son was willing to ‘hang with mom’ one more time, as he nears the end of high school I’m guessing these opportunities will be far and few between. Why do kids have to grow up so fast? 😊

How do you connect with your child? What’s the last thing you did together that surprised you?

Can We Talk About It?

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When your child asks you for something (they need, want, etc.) what do you do?

When my boys need something (school supplies, clothes) it’s pretty easy. For non-essentials, I typically weigh the pros and cons, we discuss as a family if pricey (can we afford, is this a good use of our money—often turns into financial discussions/teaching moments with kids, etc.), and then we decide.

My oldest found a sports camp he wants to go to. It’s a single-day camp and pricey (not crazy pricey, but enough to make you at least weigh the pros and the cons). I knew how much he wants to go to the camp. My husband and I discussed the cost and agreed we’d let him go. By the time my husband and I connected on this we were full into our workdays and my son school, so I decided to text him to share the good news , he could go to camp but with some conditions. “Your father and I discussed and you can go to the camp. In return I’ll take a daily hug, you need to make sure all the dishes are done before you go to bed, and lessen the sass towards mom.” I said all of this ending with a smiley face 😊 to let my son know I was serious, but also that it was coming from a place of love.

I expected his response to be “great” or “thanks,” instead he responded with the following in rapid fire: are you sure? I can pay for it? Can we talk about this before you sign me up? Was my son ‘adulting’ on me? I texted him back, “We can cover — is hugging me really that bad? 😊 We’ll discuss tonight before we register you.” He responded “Thanks.” It seemed like he was being very pragmatic and he got me thinking. Does he not want to go? Is there something about the camp that worries him? What’s prompting this desire to part with money? My son rarely spends money, he’s always saving it which made me think am I missing an opportunity for my son to feel good about spending his hard earn money in a way that feels good to him?

That night we talked about it. My husband and I explained that we would cover the cost for this camp, but other specialty camps he might want to do over the summer he could cover. My son was excited, and we felt like we’d found a happy medium. Reflecting on the situation I realize my son is getting closer to adulthood daily and I need to start leaning into that more (vs holding onto the vision of him being young and more dependent). It may be uncomfortable for me, but the more I practice it the easier it will become.

How are you helping your child make money choices? How are you helping them prepare to be independent?